As a professional real estate appraiser, I understand the need homeowners have for detailed appraisals or meticulous appraisal reviews. The reasons vary widely, including mortgage refinancing, home equity loans, pre-listing services, and PMI (Private Mortgage Insurance) removal. When you commission an appraisal or review from our business, you’re guaranteed top-tier professional service, courtesy, and a product of the highest quality.
Refinancing or Home Equity Appraisals: If your lender requests you to choose an appraisal firm, don’t hesitate to put us forward. Chances are we’re already on their ‘approved list’, but if not, we can promptly provide your lender with all required documentation to gain approval.
For-Sale-By-Owner (FSBO) / Pre-Listing Services: As a homeowner, emotional attachment to your property can cloud objective judgment. That’s where a Professional Appraiser comes in. We deliver unbiased, accurate evaluations, helping you set a realistic selling price to attract potential buyers. Our professional appraisal becomes a robust negotiating tool once you’ve found a potential buyer, offering an impartial third party’s valuation. Such a document is likely to hold more sway with buyers than a price suggested by someone emotionally invested in the property.
PMI Removal Appraisals: Homeowners can make considerable savings by removing the PMI from their mortgage loans, effectively reducing their monthly payments. When your mortgage loan amount falls below 80% of your home’s value, you can usually apply to have the PMI removed. Our team has extensive experience in assisting homeowners in eliminating unnecessary PMI insurance.
Field and Desktop Appraisal Review Services: If you need a professional ‘double-check’ of a recently received appraisal, or a second opinion without the expense and delay of commissioning a new appraisal, we’ve got you covered.
- Appraisal Field Reviews: We’ll thoroughly examine your appraisal for accuracy and conduct exterior ‘field inspections’ of the subject and comparable properties. This service is ideal for anyone requiring a second opinion on value.
- Appraisal Desk Reviews: If time is of the essence and you want to ‘double-check’ the facts, our in-depth research capabilities and extensive office files facilitate the delivery of highly precise reviews.
In the complex world of real estate, having an experienced, professional appraiser can make all the difference. Our commitment to providing top-quality, reliable appraisal services positions us as your go-to resource for all your appraisal needs.